Terms of Service

This Website (“Platform”, “website”) is owned and operated by InsiderBeacon LLC (“Company”, “InsiderBeacon”,” Chartacus”, “we”, “our”, “us”), which is doing business as Chartacus.com. We strongly recommend that current and prospective Members (“member”, “subscriber”, “his”, “her”, “their”, “you”, “yours”, “they”, “user”, “users”) review these Terms of Service, Disclaimer, and our Privacy Policy (collectively, “These Terms”) on a consistent basis. Your initial use and/or your continued use of the website constitutes agreement and acceptance of these terms. Continued use following ANY changes or revisions to These Terms is affirmative indication that you have accepted the changes and agree to These Terms, as revised. By agreeing to These Terms, you understand that (1) you will not receive any of the benefits of Company’s services unless you abide by the entirety of These Terms, (2) You agree that use of this site is considered acceptance to all terms presented herein, (3) you are at least 18 years old and are capable of forming a binding contract with our Company, and (4) you have not been barred from using our site by either Company or under applicable law.

Last Revision: November 22, 2022

GENERAL

When signing up for Membership to the Website, all Member applicants will be required to confirm they are the legal age, provide a working email that will be used for all subsequent contact, provide certain content information, payment information, and may require them to indicate if they are any of the following user types:

• Financial Professional – manages money for individual or corporate clients
• Competitor Professional – works at a company that may compete against this website
• Prohibited Professional – works for a firm that participates in high frequency trading
• Private Member – Individual Trader that is also not classified as a Financial Professional, Competitor
• Professional, or a Prohibited Professional

If your designation is other than “Private Member” then you are required to inform us by emailing us your current user type status to the address provided during registration. If the Company determines that you are not a Private Member and you did not accordingly acknowledge yourself as required, you will be in breach of these Terms of Service, and subject to immediate termination of your access and possible legal action if actions were suspected and/or determined competitive against the Company and/or determined to negatively impact our subscribers in any way while using the Website.

Chartacus.com Rights

All rights, title, and interest in and to the Site are and will remain the exclusive property of Chartacus.com and its licensors. Nothing in These Terms gives you a right to use Chartacus.com’s name, trademarks, logos, domain names, or other distinctive brand features. Any user who is accepted for membership will be referred to as a Member. As a Member you are eligible to use and access the Website in accordance with These Terms.

The Company either owns or has been granted license to use/provide to members all content and/or data, presented on this site. In addition, all content generated by Company staff, users, and/or guest contributors is the property of the Company. The Website and its text, logo(s), videos, sounds, services, links, apps, photos and/or graphic images is property of the Company and/or its third-party providers. The Company defines Content (“Content”) as what is provided on the Company Website and/or any documentation that is generated from the Company. This includes, but is not limited to, all web pages, modifications, updates, enhancements, new materials, features, generated reports, documentation, and any/all services provided through these web pages.

Use Restrictions

Members of the Website may use and access the Content, including, browsing, printing, sharing, or downloading, whether through features provided by the Website or through cut, paste, screen print, saving or other tools provided in personal or commercial computer technology for PERSONAL USE ONLY, unless your Commercial use has been approved by the Company.

You may NOT use, sell, upload, post, transmit, republish, create any derivative works, or use any other method to use the Content for any purpose other than your own non-commercial, personal use. When you use any of our services, you will not facilitate or participate in any illegal activities and you agree not to use the Website for advising, recommending, or otherwise counseling or communicating investment or trading recommendations to third parties or for any other commercial purpose with or without the intent to be compensated in any manner, whether or not you are licensed to do so, unless you have granted written permission by InsiderBeacon.com. IN BECOMING A PRIVATE MEMBER, YOU AGREE THAT THE CONTENT AND WEBSITE ARE PROVIDED SOLELY FOR USE OF INDIVIDUALS, AND NO OTHER PERSONS, AND ANY COMMERCIAL USE IS STRICTLY PROHIBITED.

Sharing of membership entitlement login/passwords is NOT permitted. Each Member shall refrain from sharing his or her login and password with others. All Members agree to be the EXCLUSIVE AND ONLY users of their Member credentials and hereby agree and represent that they will not share their Membership credentials nor permit a third person to participate in or view a Member session.

No automation of access or site use of any kind is allowed. ALL Members agree to manually access and use the site and its contents. Violation of this requirement will result in immediate termination of your Membership.

Termination

The Company may terminate ANY member’s access to the Website and Content if it is believed they have violated any of These Terms. The Company also has the right to terminate ANY member’s access to the Site and Content for any other reason at any time.

Billing/Payment

All Payments and pre-payments are non-refundable. All Company Website Membership subscriptions are billed on a month-to-month basis and automatically renew each month unless Member cancellation has by indicated in writing (Company email or letter) by the Company or its assigns. Each Member is responsible for the payment of all subscription fees (collectively, “Fees”) related to their subscription, whether initial or recurring and Member authorizes Company to automatically charge your payment card for the Fees. Fees must be paid in U.S. Dollars using a credit card or other approved payment methods found on the subscription page. All Members agree to pay Company all subscription fees earned prior to the effective Cancellation Month (see next section). All cancellations are subject to the cancellation policy. Members may also enjoy a discounted subscription but understand they may have to pay a month-to-month rate adjustment for all months prior to the Cancellation Month if cancelling prior to the discounted term’s final subscription month. Members who have identified themselves as other than a “PRIVATE MEMBER” will be contacted by the Company to determine if a commercial subscription rate is required, or to sign an additional document attesting to personal use only in lieu of Payment. Company reserves the right to adjust the cost of services. Company shall notify you of any changes to the cost of your services at least 30 days before any changes take effect.

Cancellation Policy

A Member may cancel their subscription effective for the next monthly renewal period (“Cancellation Month”) no later than 5 days prior to the billing date by providing the Company written notice of cancellation using the “Contact Us” form provided on the Website. No refunds, partial or otherwise, will be given for any use prior to the Cancellation Month. If Member has a discounted subscription and cancels prior to the subscription term’s final month, then Company will apply the month-to-month subscription rate to all prior months as a final billing adjustment and Member agrees to pay this final bill.

MEMBER and APPLICANT TYPES:

When signing up to become a Member of the Website, all applicants will be required to indicate whether they are a “FINANCIAL PROFESSIONAL” or a “COMPETITOR PROFESSIONAL” or a “PROHIBITED PROFESSIONAL”, or “PRIVATE MEMBER”.

FINANCIAL PROFESSIONAL

The term “Financial Professional” shall include, but not be limited to:

• Business entities and/or individuals (including any employees thereof) that are engaged in the sale of and/or are licensed to sell financial securities or other financial products including, but not limited to, bonds, stocks, mutual funds, or any other investment vehicle
• Individuals or entities who are financial advisers, money managers, estate planners, hedge funds, mutual funds, private client advisers, or are employees of financial advisers, money managers, or estate planners, hedge funds, mutual funds, and/or private client advisory firms
• Individuals or entities who are analysts, of any kind, that are employed or owners of any business entity serving, whether directly or indirectly, all or some of the global or domestic financial markets, including but not limited to, currency, commodity, equity, credit, and/or derivative segments
• Employees or owners of financial news or financial content websites, blogs, newsletters, etc
• Employees or owners of gambling sites that offer financial markets or stock related content

If you are a Financial Professional, as defined above, then you are required to acknowledge that fact in order to access and use the Website. The Company has the right to deny or terminate membership to any Financial Professional or firm for any reason at any time.

Financial Professional subscriber rates may differ from individual rates as is standard in commercial pricing policies and maybe negotiable based on number of users. No sharing of subscriptions will be allowed.

COMPETITOR PROFESSIONAL

The term “Competitor Professional” shall include, but not be limited to:

• Employees or owners of any business entity that offers to sell or receive compensation by any means through any financial, trading, and/or analytical platforms that offer products, tools, and/or content
• Employees or owners of any financial data providers

If you are a Competitor Professional, as defined above, then you are required to acknowledge that fact to be considered for membership for the Company Website. You must provide complete and accurate contact and identifying details. We will contact you to discuss your use of this Website to determine if membership is appropriate AND non-competitive to the Company. You may or may not be approved for Membership. The Company is open to discussing licensing, data feeds, and/or partnership.

Competitor Professional’s subscriber rates will differ from individual rates as is standard in commercial pricing policies. Competitor professional firms must obtain a subscription/membership for each person at their firm that will use or access the Company Website. No sharing of subscriptions will be allowed.

PROHIBITED PROFESSIONALS

• Firms and their employees that are engaged in High Frequency Trading or Automated Algorithmic Trading will be prohibited from using the Website
• Departments of firms and their employees that are engaged in High Frequency Trading or Automated Algorithmic Trading will be prohibited from using the Website’s  

DISCLAIMER: Not Investment Advice

“Company” defines “Content” as anything written, shown, displayed, explained, and/or highlighted in any articles, blogs, comments, commentaries, offsite meetings, offsite calls, digital meetings (i.e. Zoom, etc..), ​methods, charts, data, etc. that can be seen through the use of the Chartacus.com website (“Website”) or on any platform that Company uses at any time. All content on the Company Website is “as is” without warranty, implied or expressed, and the use of this Content is the sole responsibility of the Members and users of the Website. All Content presented herein by Company is presented for INFORMATIONAL PURPOSES ONLY and is not and shall not be deemed to be or considered in any manner AS TRADING ADVICE OR RECOMMENDATIONS. THE WEBSITE AND THE COMPANY ARE NOT REGISTERED AGENTS, BROKERS OR DEALERS AND ARE NOT OFFERING, SOLCITING OR ENGAGING IN OFFERING OR SOLICITING OF SECURITIES TRANSACTIONS AND SHALL NOT BE DEEMED BY YOU OR CONSIDERED TO BE YOUR ADVISOR, REPRESENTATIVE OR BROKER. Accordingly, such Content is presented without warranty, implied or expressed, and the use of such content by any member/user of the site, is the sole responsibility of such member/user. Company does not intend to provide (nor should ever be inferred as providing) any guarantee or warranty as to the accuracy or veracity of Content presented on the Website. Company disclaims all warranties, including, but not limited to, warranties of non-infringement and title, warranties expressed or implied, and warranties of fitness for a particular purpose or merchantability. Company shall not be liable for any errors or delays in the content, or for any actions taken by Member based on the content. The web site may link to, or promote, web sites or services from other companies. You agree that Company is not responsible for, and does not control, those websites and services.

Investment Decisions Are Your Own

The Content on the Site should never be relied upon as the sole basis for making any investment decisions. Company system strategies and models are based on an attempt to determine how a trade might have performed in the past under perfect model conditions. Company makes no warranty that its models can predict the future (NOT PREDICTIVE). Please perform your own due diligence before making any investment or trading decisions.

Company considers trading or investing activities of any kind to be very risky and could result in total loss of capital. Trading and investing activities include but is not limited to methods based on fundamental and/or technical principles and may cover any/all market vehicles (including high risk investment arenas, such as, but not limited to, options, futures, commodities, and investments where there is large potential gain and the potential loss can be greater than the amount invested). Company doesn’t consider or discuss “suitability” of any investment or trading idea in their Content, therefore IT IS YOUR RESPONSIBILITY TO DETERMINE RISK AND INVESTOR SUITABILITY WHEN REVIEWING OR UTILIZING THE WEBSITE.

By providing Content, Company does not intend to provide investment advice nor should Company be construed by any party (including any Member/user) as providing investment advice. At any time the Content presented by Company could be based on the analysis by the Company, Company’s LLC members, and Company’s employees and should not be viewed by any member or user as investment advice or counsel. Prior to engaging in any investment activity or financial transaction, any party (including Member/user) that utilizes Website Content should seek the advice and counsel of a financial professional, who is licensed, qualified, and experienced to advise on such matters. Under no circumstances should Company be construed as providing investment advice. COMPANY DOES NOT PROVIDE INVESTMENT OR TRADING ADVICE.

All Content provided by Company reflects Company’s and its employee’s analysis and as such, may also reflect trading positions currently held by Company, its affiliates or staff or trading strategies utilized by Company, its affiliates, or staff. Accordingly, all Content should be presumed to be biased. Note, we created this site so that we can use it too.

Company is not a Broker/Dealer or a Registered Investment Adviser, and neither the website nor any content found in this document is a solicitation or offer to buy or sell investments of any kind, nor should Content be viewed as such by any Member/user. Articles, blogs, and related information is Company’s analysis only. United States copyright laws protect the Company Website, this document, and any of its other literature or mailings. If you do not agree with every condition stated in this Disclaimer and these Terms of Service, then please do not use the Website or Content.

Limitation of Liability

Company shall not be liable for any direct, indirect, incidental, special, consequential, commercial, or other types of damages, including, but not limited to, damages for loss of profits, revenue, income, use, data, resulting from:

• The use of the Website
• The use of Content or reliance on any analysis, opinion or other information contained on or derived from the Website
• The use of Content or reliance on any analysis, opinion, or other information contained in or derived from any and all product related meetings, calls, or special events, whether online or offline
• Failure of the Website to be fully or partially accessible at any given time
• Inaccurate or incomplete information found on the Website
• The permanent or temporary modification, suspension, cancellation, or termination of use or access to the Website
• The cost of procuring replacement or substitute services
• The theft of, or unauthorized use of, your membership entitlement login/password information
• Complete or partial system or Website failure or
• Any and all other occurrences outside the control of the Company

Indemnification

You agree to indemnify, defend, and hold harmless Company and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including, but not limited to, reasonable attorneys’ fees and costs, arising out of your use or access to the Company Website, or your use or access to any of the digital or offline Company meetings or special events, including without limitation, any losses incurred from trades made and use of data or information provided on the Website or through any product or member related meeting, call, or event.

Severability

If any provision of these Terms of Service is deemed unlawful, void, or for any reason unenforceable by a court of competent jurisdiction, then that provision will be deemed severed from these Terms of Service and all other provisions will remain valid and enforceable.

Governing Law

All parties agree that all disputes shall be brought before a Delaware Court of Chancery, United States of America. Company does not claim or represent that the Content in this Website is appropriate for access and use in any jurisdiction in or outside the United States. If you choose to access this Website, you are solely and completely responsible for compliance with all applicable laws, whether international, federal, state, or local, whether statutory, regulatory, administrative, or otherwise.

Revisions to Disclaimer

Company reserves the right to make changes, modifications, updates to the Disclaimer at any time. All changes, modifications, updates become effective immediately upon posting to the Website, unless otherwise expressly stated. Company strongly recommends that you review the Disclaimer on a consistent basis because your continued use of the Website after such revision will mean you have accepted and agreed to the latest revision or version of the Disclaimer.

By reading and utilizing any of the Content on the Website, you are agreeing to all the terms in this Disclaimer.

PRIVACY POLICY

We at Chartacus.com value your privacy and understand the importance of security regarding your personal and account information. Your personal information is collected so that we can properly service your account, fulfill any requests, conduct research, and optimize our services to you. However, the Company does not sell or disclose your personal information to third parties, except in circumstances required by law. Your generalized geographic information, such as the state/country where you reside, may be used to compile geographic customer counts for display on the Chartacus.com website (“Website”). Whilst Company gathers user engagement information such as page views, unique and repeat visits, how you move around on the site, and where you stay the longest, etc., these statistics are NOT linked to your account. This information is gathered strictly so the Company can understand the value of our page content and make any changes and/or improvements to enhance the Website’s user interface experience for our clients and visitors.

You will be required to complete a registration form, including name and email address and other contact information, and other details, depending on the Membership, before access is granted to the Membership area of the Website (the public, pre-login area may be browsed anonymously). This information is gathered for the security of your account, to ensure it is a unique account, and to provide contact information in case of an event where we may need to contact you. Registration also involves the creating of a password for your Membership, and providing routine payment information (e.g., credit card number, expiration date) which is disclosed to our secure credit card processors for billing purposes only. Debit/credit card information is not kept or recorded by the Company. IP (“internet protocol”) addresses are linked to their respective accounts to prevent abusive sharing of entitlement ID’s.

Cookies are used by the Company Website, so the user does not need to log in with their information every time they wish to use the Website. Note that these cookies do not allow your identity to be compromised individually, and if you choose to reject the use of cookies, then you can manage the cookies by setting your web browser controls appropriately. However, Company is not responsible with site performance issues should you reject or modify cookies.

Any comments made in the public “open areas” of the website, such as comments on articles, Twitter, blogs, or forums, can be read by all other members of the Website, so discretion is strongly advised.

Protection/Security

We employ reasonable security measures to protect your personal and account information in Company’s possession. While such measures include [encryption and authentication measures to protect against the loss, misuse, or alteration of such information that Company collects], no information transmissions on the internet are completely secure. Consequently, while we strive to secure your personal and account information, we cannot guarantee such security, and you ultimately provide such information at your own risk.

Links to Other Websites

Company may provide links to several third-party websites to provide additional information and resources that you may be interested in. Once you have selected such third-party link, you will be subject to the Terms of Service, the disclaimer, and the privacy policy of such third-party site, so Company strongly advises that you read and review such information immediately when viewing the content of another website.

Protecting Children

We do not knowingly permit anyone under the age of 18 to register on the Company Website. We strongly encourage parents to supervise and participate in their children’s internet activities, and we urge children to exercise caution and consult their parents before providing any personal information on the internet.

Revisions to Privacy Policy

Company reserves the right to make changes, modifications, updates to the Privacy Policy at any time. All changes, modifications, updates become effective immediately upon posting to the Website, unless otherwise expressly stated. Company strongly recommends that you review the Privacy Policy on a consistent basis because your continued use of the Website after such revision will mean you have accepted and agreed to the latest revision or version of the Privacy Policy.

Contact Information

Should you have any questions or concerns regarding these Terms of Service, Disclaimers, or Privacy Policy, or should you desire to contact the Company for any other reason, please use the contact methods listed directly below:

Via Email: support@chartacus.com

Upon your request, using any of the methods, the Company would happily update or correct any inaccurate personal or account information.

If you do not agree with every condition stated in these Terms of Service. Disclaimer, and Privacy Policy agreements, then do not use the site.